# TERMS OF SERVICE

> **DRAFT — FREE ALPHA (PAPER TRADING ONLY) — NOT YET REVIEWED BY A LICENSED ATTORNEY.**
> For Sam Trading Intelligence (G4). Published for the free alpha only as a versioned draft. Not legal advice.
> Markers: `[[PLACEHOLDER: ...]]` = text that must be filled in (entity, contacts, dates, numbers); `[[VERIFY: ...]]` = fact to check; `[[ATTORNEY-REVIEW: ...]]` = question for counsel.

**Document:** `terms` · **Draft version:** TOS-0.1-alpha-draft.1 · **Effective:** October 13, 2026 · **Last updated:** October 13, 2026
**Source:** `/workspace/legal/03-Terms-of-Service.md` (sha256 `320f60a64288`, prior label TOS-0.1 draft)
**Content-hash version:** the server version for `/legal/terms` (header `X-Document-Version`) is `v-` + the first 12 hex characters of the SHA-256 of this exact file. It is recorded in `publish-drafts/README.md` and `SHA256SUMS`, not here, because a file cannot contain its own hash. Any edit, even one character, makes a new version and every user is asked to re-accept.

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**IMPORTANT: SECTION 19 CONTAINS A BINDING ARBITRATION AGREEMENT AND CLASS-ACTION WAIVER. IT REQUIRES YOU TO RESOLVE MOST DISPUTES WITH G4 THROUGH INDIVIDUAL ARBITRATION, NOT IN COURT OR AS PART OF A CLASS, AND WAIVES YOUR RIGHT TO A JURY TRIAL. YOU MAY OPT OUT WITHIN 30 DAYS (SECTION 19.9). SECTIONS 4, 16, 17, AND 18 LIMIT OUR LIABILITY AND YOUR REMEDIES.**

## 1. Agreement to these Terms
1.1 These Terms of Service (**"Terms"**) are a binding contract between you and [[PLACEHOLDER: ENTITY — currently: **Sam Murphy**, an individual doing business as **Sam Trading Intelligence ("G4")**. Replace with the LLC's exact legal name and state of formation (e.g. "Sam Trading Intelligence LLC, a <STATE> limited liability company") after LEG-001/LEG-004; counsel to confirm whether a DBA/assumed-name filing is needed meanwhile]], located in the United States (**"G4," "we," "us," "our"**). When G4 is assigned to a business entity (see Section 23.2), "G4" means that entity.
1.2 The Terms govern your use of G4's websites, web dashboard, iOS, Android, desktop, and smartwatch (Apple Watch, Wear OS, and other wearable) apps, the Butler voice assistant, AI scanners and signals, alerts, the Strategy Lab, backtesting, paper trading, Learn content, APIs, community spaces we operate, and all related features and updates (the **"Service"**).
1.3 The following are part of these Terms: our **Risk Disclosure, Assumption of Risk & Release Agreement** (the **"Risk Disclosure"**), our **Privacy Policy**, and any feature-specific or plan-specific terms we show you (together, the **"Agreement"**).
1.4 **You accept the Agreement** by checking the box and clicking "I Agree" (or a similar button), or by creating an account, purchasing a subscription, or using the Service. If you do not agree, do not use the Service.

## 2. Eligibility
You must be **at least 18 years old** (or the age of majority where you live, if higher) and able to form a binding contract. The Service is currently intended for **residents of the United States**. You may not use the Service if you are located in, or a resident of, a country or region subject to comprehensive US sanctions, or are on any US government restricted-party list. You may not use the Service if we previously terminated your account.

## 3. Alpha and beta versions
The Service is in **public alpha**, starting approximately **October 17–18, 2026**. Alpha and beta features are experimental, may change or be removed without notice, may contain bugs and inaccurate data, and may lose data, including paper-trading history. **The alpha supports paper (simulated) trading only.** We may limit, suspend, or reset alpha accounts at any time.

## 4. G4 is not a broker, adviser, or registered investment adviser
4.1 **G4 is a software publisher of educational and informational tools.** G4 is **not** a broker-dealer, exchange, alternative trading system, investment adviser, **registered investment adviser (RIA)**, investment adviser representative, commodity trading advisor, commodity pool operator, futures commission merchant, introducing broker, money transmitter, bank, custodian, financial planner, or tax adviser, and is not registered with the SEC, FINRA, the CFTC, the NFA, or any state securities or financial regulator.
4.2 **Nothing in the Service is financial, investment, trading, legal, or tax advice**, or a recommendation, solicitation, or offer to buy, sell, or hold any security, digital asset, derivative, or other instrument. All Content is **impersonal and general**: it is the same for all users with the same settings and is **not tailored** to your financial situation, objectives, or risk tolerance.
4.3 G4 does not hold your money or assets, does not execute trades for you in the alpha, and does not exercise discretion over any account. **You alone are responsible for your decisions.** The Risk Disclosure applies to all use of the Service.
4.4 **Future real-money integrations.** If we later let you connect third-party brokers, exchanges, or automation tools, those features will be governed by additional terms; any order you place or approve through a third party is your instruction to that third party, and **you are solely responsible** for it.

## 5. Accounts and security
You must give accurate information and keep it current. You are responsible for all activity under your account and for keeping your password, devices, and any API keys confidential. Use device security features such as Face ID, Touch ID, or Android biometrics where available. Tell us immediately at **samistoby@gmail.com** of any unauthorized use. We are not liable for losses caused by unauthorized use of your credentials that you could reasonably have prevented.

## 6. AI features and Butler
The Service uses artificial intelligence, including machine-learning models and large language models, to generate scanner results, signals, summaries, explanations, and Butler voice responses (**"AI Output"**). **AI Output may be inaccurate, incomplete, outdated, biased, or entirely made up.** It is not reviewed by a human before you see it. Do not rely on AI Output as a statement of fact or as advice. You must not use AI Output to provide advice to others. We may use third-party AI providers to process your prompts as described in the Privacy Policy.

## 7. Market data and third-party services
Market data, news, and other information may come from third parties, may be delayed, and may be inaccurate. Third-party data may be subject to additional terms (for example, exchange or data-vendor terms), and you agree to follow them. Links to or integrations with third-party services (including app stores, Stripe, TradingView, 3Commas, brokers, exchanges, and Discord) are provided for convenience; **we do not control and are not responsible for them**. "Works with" does not mean we are affiliated with, endorsed by, or partnered with any third party unless we say so.

## 8. Subscriptions, billing, and refunds
8.1 **Plans.** We may offer a free tier and paid subscription plans (for example, monthly or annual). Plan features, limits, and prices are shown at checkout and on our pricing page and may change as described below.
8.2 **Payment processing.** Purchases made on our website or web dashboard are processed by **Stripe, Inc.** ("Stripe"). By purchasing, you also agree to Stripe's applicable terms. **We do not receive or store your full card number.** Purchases made inside the iOS or Android app may be processed by **Apple** or **Google**, and in that case the app store's terms, billing, cancellation, and refund policies apply, and refunds must be requested from the app store.
8.3 **Automatic renewal.** **PAID SUBSCRIPTIONS AUTOMATICALLY RENEW AT THE END OF EACH BILLING PERIOD (MONTHLY OR ANNUALLY, AS SELECTED) AT THE THEN-CURRENT PRICE, AND YOUR PAYMENT METHOD WILL BE CHARGED, UNLESS YOU CANCEL BEFORE THE RENEWAL DATE.** Before you buy, we will clearly show the price, billing frequency, that it renews automatically until cancelled, and how to cancel, and we will obtain your express consent. We will send a confirmation after purchase and, where required by law, reminders before a trial converts or an annual plan renews.
8.4 **Free trials and promotions.** If we offer a free trial, we will tell you its length and the price you will be charged after it ends. **Unless you cancel before the trial ends, your subscription starts and you will be charged.** Promotional prices apply only for the stated period.
8.5 **How to cancel.** You can cancel at any time, online, as easily as you signed up: in **Account → Billing → Manage subscription** (Stripe Customer Portal) for web purchases, or in your Apple ID or Google Play subscription settings for app store purchases. You can also email **samistoby@gmail.com**. Cancellation takes effect at the end of the current billing period; you keep paid access until then.
8.6 **Refunds.** Except where required by law or stated here, **payments are non-refundable**, and we do not provide refunds or credits for partial periods, unused features, or paper-trading results. However: (a) **if you cancel a first-time monthly subscription within [[PLACEHOLDER: 7]] days of the initial charge**, or **a first-time annual subscription within [[PLACEHOLDER: 14]] days**, you may request a full refund by emailing **samistoby@gmail.com**; (b) if you are charged in error, or for a renewal you cancelled in time, we will refund it; and (c) we may grant other refunds at our sole discretion, which does not create an obligation to do so again. App store purchases are refunded only through Apple or Google.
8.7 **Price changes.** We may change prices. We will give you at least **[[PLACEHOLDER: 30]] days'** notice before a price increase applies to your subscription, and you may cancel before it takes effect. Continuing after the effective date means you accept the new price.
8.8 **Taxes.** Prices may exclude applicable taxes, which you are responsible for and which we (or Stripe on our behalf) may collect.
8.9 **Failed payments and chargebacks.** If a payment fails, we may retry the charge, downgrade you to the free tier, or suspend paid features. Please contact us before filing a chargeback; filing an unfounded chargeback may result in account suspension.
8.10 **Plan changes.** Upgrades take effect immediately and may be prorated. Downgrades take effect at the next renewal.

## 9. Acceptable use
You agree **not** to:
(a) use the Service to provide investment advice to others, run a paid "signals" group, or redistribute, resell, or publicly broadcast signals, scanner results, or other Content, or present it as your own advice;
(b) use the Service to engage in or promote market manipulation, "pump and dump" schemes, spoofing, wash trading, insider trading, fraud, or any other unlawful activity;
(c) misrepresent paper-trading or simulated results as real results, or use G4 outputs in marketing that promises returns;
(d) scrape, crawl, copy, or bulk-download Content or data; use bots or automated access except through APIs we provide; or exceed rate limits;
(e) reverse engineer, decompile, or attempt to extract source code, models, prompts, or signal logic, or use the Service or its outputs to build or train a competing product or model;
(f) attempt to bypass security, access other users' accounts or data, probe or test vulnerabilities (except through our responsible-disclosure process at **samistoby@gmail.com**), or introduce malware;
(g) share, sell, or transfer your account, or create accounts to evade a suspension or free-tier limits;
(h) upload unlawful, infringing, harassing, hateful, or misleading content, or other users' personal data, to any community space, feedback form, or Butler;
(i) attempt to manipulate ("jailbreak") AI features to produce harmful, unlawful, or personalized investment advice output; or
(j) violate any law, regulation, third-party right, or app store rule.

## 10. Your content and feedback
You keep ownership of content you submit (such as watchlists, notes, journal entries, prompts, and community posts) (**"User Content"**). You grant G4 a worldwide, non-exclusive, royalty-free license to host, store, process, display, and use User Content to operate, secure, and improve the Service, as described in the Privacy Policy. You are responsible for your User Content. Any feedback or suggestions you give may be used by G4 for any purpose without payment or obligation to you.

## 11. Our intellectual property
The Service, including software, models, algorithms, scanners, signals, designs, text, graphics, Learn content, the Butler voice and character, and the names "Sam Trading Intelligence," "G4," and related logos, is owned by G4 or its licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to use the Service for your **personal, non-commercial** use. All rights not expressly granted are reserved.

## 12. Privacy, health data, and devices
Our Privacy Policy explains how we handle personal information, including optional smartwatch health data. **Face ID, Touch ID, and Android biometric unlock are handled by your device's operating system; G4 never receives your face or fingerprint data.** Smartwatch and health features are **for general wellness and informational purposes only; they are not medical devices** and do not diagnose, treat, or prevent any condition.

## 13. Communications
You consent to receive electronic communications from us (email, in-app, push, and watch notifications) about your account, transactions, and the Service, and agree they satisfy any legal requirement that communications be in writing. You may opt out of marketing messages at any time. Alerts are best-effort and may be delayed or fail; **do not rely on them for time-sensitive decisions.**

## 14. Changes to the Service or Terms
We may modify, suspend, or discontinue any part of the Service at any time. We may update these Terms. For **material changes**, we will give notice (for example, by email or in-app) at least **[[PLACEHOLDER: 14]] days** before they take effect and, where required, ask you to accept again. Changes will not apply retroactively to disputes we already knew about. If you do not agree, stop using the Service and cancel.

## 15. Suspension and termination
15.1 You may stop using the Service and delete your account at any time in **Settings → Account → Delete account**.
15.2 We may suspend or terminate your access, with or without notice, if we reasonably believe you violated the Agreement, created risk or legal exposure for G4 or others, or if required by law, or if we discontinue the Service. If we terminate a paid subscription **without cause**, we will refund the unused prepaid portion. If we terminate for your breach, no refund is owed.
15.3 Sections 4, 6, 8 (for amounts owed), 9–11, and 16–24 survive termination.

## 16. Disclaimer of warranties
**THE SERVICE AND ALL CONTENT AND AI OUTPUT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, G4 DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. G4 DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE; THAT DATA, SIGNALS, OR AI OUTPUT WILL BE ACCURATE, TIMELY, OR RELIABLE; THAT DEFECTS WILL BE CORRECTED; OR THAT USE OF THE SERVICE WILL RESULT IN ANY PARTICULAR FINANCIAL OUTCOME.** Some jurisdictions do not allow the exclusion of implied warranties, so some of these exclusions may not apply to you.

## 17. Limitation of liability
17.1 **TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL G4, SAM MURPHY, OR THEIR SUCCESSORS, AFFILIATES, OWNERS, MEMBERS, MANAGERS, EMPLOYEES, CONTRACTORS, AGENTS, OR LICENSORS (THE "G4 PARTIES") BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING OR INVESTMENT LOSSES, LOSS OF OPPORTUNITY, LOSS OF DATA, LOSS OF GOODWILL, OR COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR RELATING TO THE SERVICE OR THE AGREEMENT, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER THEORY, EVEN IF ADVISED OF THEIR POSSIBILITY.**
17.2 **TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE G4 PARTIES' TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THE AGREEMENT WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO G4 FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY US DOLLARS (US $50).**
17.3 These limitations apply even if a remedy fails of its essential purpose, and they reflect a reasonable allocation of risk that is an essential basis of the bargain. They do not limit liability that cannot be limited by law (for example, for fraud or, where required, gross negligence or willful misconduct). **New Jersey residents:** nothing in these Terms limits rights that cannot be limited under the New Jersey Truth-in-Consumer Contract, Warranty and Notice Act.

## 18. Indemnity
To the maximum extent permitted by law, you will defend, indemnify, and hold harmless the G4 Parties from and against all third-party claims and related losses, liabilities, damages, fines, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use or misuse of the Service; (b) your trading or investment activity; (c) your User Content; (d) your violation of the Agreement, any law, or any third-party right; or (e) your sharing or redistribution of Content. We may assume control of the defense at your expense, and you will cooperate. You may not settle a claim affecting a G4 Party without our prior written consent.

## 19. Dispute resolution: binding arbitration and class-action waiver
19.1 **Informal resolution first.** Before starting arbitration or a small-claims case, you and G4 each agree to send the other a written **Notice of Dispute** (to G4 at **samistoby@gmail.com** and **[[PLACEHOLDER: MAILING ADDRESS — business mailing address (registered agent / virtual mailbox; not a home address if avoidable)]]**) describing the claim, the relief requested, and the sender's name and contact information, and to try in good faith to resolve it, including by a **video or phone conference** if requested, for **60 days**. This is a condition to starting arbitration. Limitation periods are paused during this process.
19.2 **Agreement to arbitrate.** **Except as provided in Section 19.6, you and G4 agree that any dispute, claim, or controversy arising out of or relating to the Agreement or the Service (including its formation, scope, enforceability, and arbitrability) ("Dispute") will be resolved exclusively by final and binding individual arbitration**, not in court. The **Federal Arbitration Act (9 U.S.C. § 1 et seq.)** governs this Section.
19.3 **Delegation.** The arbitrator, not a court, decides all questions about the interpretation, applicability, enforceability, or formation of this arbitration agreement, **except** that a court decides questions about the class-action waiver (Section 19.5), the mass-arbitration procedures (Section 19.8), and whether the 30-day opt-out was validly exercised.
19.4 **Rules and procedure.** Arbitration will be administered by the **American Arbitration Association ("AAA")** under its **Consumer Arbitration Rules** (and, where applicable, its Mass Arbitration Supplementary Rules) in effect when filed, available at adr.org [[VERIFY: current rules and links]], as modified by this Section. If AAA is unavailable, the parties will agree on another administrator (for example, JAMS) or a court will appoint one. One arbitrator will decide the Dispute. For claims of **$25,000 or less**, the arbitration will be conducted on written submissions only unless the arbitrator decides a hearing is needed. Any hearing will take place by video or in the county where you live, unless both parties agree otherwise. Fees are paid as provided in the AAA rules; G4 will pay any fees the rules require the business to pay. The arbitrator may award the same individual relief a court could award, and must follow the Agreement, including its limitations of liability. The award is final and may be entered in any court with jurisdiction.
19.5 **CLASS-ACTION AND REPRESENTATIVE-ACTION WAIVER.** **YOU AND G4 EACH AGREE THAT DISPUTES WILL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.** The arbitrator may not consolidate claims of more than one person or preside over any class or representative proceeding, and may award relief (including injunctive relief) only in favor of the individual party seeking it and only to the extent needed for that party's individual claim. If this waiver is found unenforceable as to any claim or form of relief, that claim or relief will be severed and decided by a court (after the individual arbitration is complete), and the rest of the claims will be arbitrated individually. **If this Section 19.5 is found unenforceable in its entirety, then the entire arbitration agreement in Section 19 (other than this sentence) will not apply.**
19.6 **Exceptions.** Either party may (a) bring an individual claim in **small-claims court** in the county where you live or in **[[PLACEHOLDER: COUNTY, STATE]]**, if it qualifies and stays there; and (b) seek an injunction in court to stop infringement or misuse of intellectual property or unauthorized access to the Service.
19.7 **JURY TRIAL WAIVER.** **IF ANY DISPUTE PROCEEDS IN COURT RATHER THAN ARBITRATION, YOU AND G4 EACH WAIVE THE RIGHT TO A JURY TRIAL** to the extent permitted by law.
19.8 **Mass arbitration.** If **25 or more** similar Demands for arbitration are filed against G4 by or with the help of the same or coordinated counsel or organizations, they will be administered in batches of up to **50** under AAA's Mass Arbitration Supplementary Rules (or a similar process if those rules do not apply), with one batch proceeding at a time, and other Demands held in abeyance (with limitation periods paused) and no administrative fees due for them until their batch is assigned. The parties will engage in a single global mediation after the first batch is resolved. A court may enforce this Section.
19.9 **30-DAY RIGHT TO OPT OUT.** **You may opt out of this arbitration agreement by emailing samistoby@gmail.com within 30 days after you first accept these Terms**, with the subject "Arbitration Opt-Out" and your name, account email, and a clear statement that you opt out. Opting out does not affect any other part of the Terms, and does not affect any prior arbitration agreement you made with us.
19.10 **Time limit.** To the extent permitted by law, any claim must be brought within **one (1) year** after it arises, or it is permanently barred.
19.11 **Changes.** If we change this Section 19, you may reject the change by emailing us within 30 days of the change; in that case the prior version of this Section continues to apply to you.

## 20. Governing law and venue
These Terms are governed by the Federal Arbitration Act and, to the extent not preempted, the laws of the State of **[[PLACEHOLDER: STATE — TO BE CHOSEN WITH COUNSEL, typically the state where the LLC is formed or Sam Murphy resides]]**, without regard to conflict-of-laws rules. Subject to Section 19, the exclusive venue for any court proceeding is the state and federal courts located in **[[PLACEHOLDER: COUNTY, STATE]]**, and you and G4 consent to personal jurisdiction there. This choice of law does not deprive you of the protection of mandatory consumer-protection laws of the state where you live, where those laws apply.

## 21. Apple and Google app store terms
21.1 **If you downloaded our app from the Apple App Store:** (a) these Terms are between you and G4 only, not Apple, and G4, not Apple, is solely responsible for the app and its content; (b) your license is limited to use on Apple-branded products you own or control, as permitted by the App Store usage rules; (c) Apple has no obligation to provide maintenance or support for the app; (d) if the app fails to conform to any applicable warranty, you may notify Apple and Apple may refund the purchase price (if any), and, to the maximum extent permitted by law, Apple has no other warranty obligation; (e) G4, not Apple, is responsible for addressing any claims relating to the app, including product-liability claims, claims that the app fails to conform to legal or regulatory requirements, and consumer-protection, privacy, or similar claims; (f) G4, not Apple, is responsible for investigating, defending, settling, and discharging any third-party claim that the app infringes intellectual-property rights; (g) you represent that you are not located in a country subject to a US Government embargo or designated as a "terrorist supporting" country, and you are not on any US Government list of prohibited or restricted parties; (h) you must comply with applicable third-party terms (for example, your wireless data agreement); and (i) Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. Questions or complaints about the app go to G4 at **samistoby@gmail.com**.
21.2 **If you downloaded our app from Google Play**, the Google Play Terms of Service also apply to your download and any in-app purchases.

## 22. Export and sanctions
You will comply with all US export-control and sanctions laws and will not use, export, or re-export the Service in violation of them.

## 23. General
23.1 **Entire agreement.** The Agreement is the entire agreement between you and G4 about the Service.
23.2 **Assignment.** You may not assign the Agreement without our consent. **We may assign the Agreement, in whole or in part, without notice or consent, including to a limited liability company or other entity formed to operate G4, or in connection with a merger, acquisition, or sale of assets.** After assignment, the assignee is "G4."
23.3 **Severability; no waiver.** If any provision is unenforceable, it will be enforced to the maximum extent permitted and the rest remains in effect (subject to Section 19.5). A failure to enforce is not a waiver.
23.4 **Force majeure.** We are not liable for delays or failures caused by events beyond our reasonable control, including outages of hosting, data, AI, payment, or app store providers, exchange or market closures, cyberattacks, natural disasters, war, or government action.
23.5 **Relationship.** No agency, partnership, joint venture, employment, or fiduciary relationship is created by the Agreement.
23.6 **Interpretation.** Headings are for convenience. "Including" means "including without limitation." Plain-English summaries are for readability; the legal text controls.
23.7 **California notice.** Under California Civil Code § 1789.3, California users are entitled to the following notice: the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. [[VERIFY: current address.]]

## 24. Contact
Sam Trading Intelligence (G4) · [[PLACEHOLDER: ENTITY CONTACT NAME — Sam Murphy until the LLC is formed; then the LLC's legal name]] · **[[PLACEHOLDER: MAILING ADDRESS — business mailing address (registered agent / virtual mailbox; not a home address if avoidable)]]** · Support: **samistoby@gmail.com** · Billing: **samistoby@gmail.com** · Legal notices: **samistoby@gmail.com**

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*DRAFT TOS-0.1-alpha-draft.1 – free alpha only – not yet reviewed by a licensed attorney. Not legal advice.*