# RISK DISCLOSURE, ASSUMPTION OF RISK, RELEASE OF LIABILITY & INDEMNITY AGREEMENT

> **DRAFT — FREE ALPHA (PAPER TRADING ONLY) — NOT YET REVIEWED BY A LICENSED ATTORNEY.**
> For Sam Trading Intelligence (G4). Published for the free alpha only as a versioned draft. Not legal advice.
> Markers: `[[PLACEHOLDER: ...]]` = text that must be filled in (entity, contacts, dates, numbers); `[[VERIFY: ...]]` = fact to check; `[[ATTORNEY-REVIEW: ...]]` = question for counsel.

**Document:** `risk` · **Waiver version:** v1 · **Draft label:** RISK-0.1-alpha-draft.1 · **Effective:** October 17, 2026 · **Last updated:** October 17, 2026
**Source:** `/workspace/legal/02-Risk-Disclosure-Assumption-of-Risk-Release.md` (sha256 `cc538821c080`, prior label RISK-0.1 draft)
**Content-hash version:** the server version for `/legal/risk` (header `X-Document-Version`) is `v-` + the first 12 hex characters of the SHA-256 of this exact file. It is recorded in `publish-drafts/README.md` and `SHA256SUMS`, not here, because a file cannot contain its own hash. Any edit, even one character, makes a new version and every user is asked to re-accept.

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**PLEASE READ CAREFULLY. THIS DOCUMENT AFFECTS YOUR LEGAL RIGHTS. BY CLICKING "I AGREE," OR BY SIGNING, YOU GIVE UP CERTAIN CLAIMS AGAINST G4 AND AGREE THAT YOU ALONE ARE RESPONSIBLE FOR YOUR FINANCIAL DECISIONS.**

This Agreement is between you and [[PLACEHOLDER: ENTITY — currently: **Sam Murphy**, an individual doing business as **Sam Trading Intelligence ("G4")**. Replace with the LLC's exact legal name and state of formation (e.g. "Sam Trading Intelligence LLC, a <STATE> limited liability company") after LEG-001/LEG-004; counsel to confirm whether a DBA/assumed-name filing is needed meanwhile]], and any successor business entity to which G4 is assigned (together, **"G4," "we," "us"**). It applies to all G4 websites, web dashboards, iOS, Android, desktop, and smartwatch apps, the Butler voice assistant, scanners, signals, alerts, Strategy Lab, backtesting, paper trading, Learn content, community spaces, and any related features (the **"Service"**). It is part of, and adds to, our **Terms of Service**. If they conflict on risk, release, or indemnity, the more protective provision for G4 applies to the extent permitted by law.

## 1. Plain-English summary (the full text below controls)
- G4 is an **educational and informational software tool.** It is **not financial advice.**
- G4 is **not a broker, dealer, investment adviser, registered investment adviser, commodity trading advisor, or financial planner.**
- AI scanners, "signals," alerts, scores, and Butler answers can be **wrong, late, or incomplete.**
- Paper trading and backtests are **simulated**. **Past or simulated performance does not predict future results.**
- **You alone** decide what to do with your money and are **solely responsible** for the results.
- You **release** G4 from claims about your trading or financial outcomes, **indemnify** G4 if your actions cause claims against it, and accept a **strict limit on G4's liability.**

## 2. Not financial, investment, legal, or tax advice
2.1 All content and outputs of the Service, including scanner results, AI-generated "signals," "scores," "confidence levels," watchlists, alerts, strategy templates, backtests, paper-trading results, Learn lessons, Butler responses, community posts, emails, and social media content (together, **"Content"**), are provided **for general educational and informational purposes only.**
2.2 Content is **impersonal**: it is not based on, and does not take into account, your personal financial situation, objectives, risk tolerance, tax position, or needs. **No Content is a recommendation, solicitation, or offer to buy, sell, or hold any security, cryptocurrency or digital asset, option, future, swap, or other financial instrument, or to adopt any strategy.**
2.3 Words such as "signal," "bullish," "bearish," "buy zone," "strong," "high-probability," or "confidence" describe what an algorithm detected in data. **They are not advice and are not predictions you should rely on.**
2.4 No fiduciary, advisory, or professional relationship is created between you and G4 by your use of the Service. **You should consult a licensed financial professional, attorney, or tax adviser before making any financial decision.**

## 3. Not a broker, adviser, or exchange
G4 is **not** registered with the U.S. Securities and Exchange Commission (SEC), any state securities regulator, the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), or the National Futures Association (NFA) as a broker-dealer, investment adviser, commodity trading advisor, commodity pool operator, futures commission merchant, or in any other capacity. G4 does **not** hold customer funds or assets, does **not** execute trades on your behalf in the alpha (paper-trading-only) version, and does **not** have discretionary authority over any account.

## 4. Simulated, hypothetical, and paper-trading results
4.1 The current version of G4 offers **paper trading only**: trades are **simulated** and **no real money is used.** Paper-trading balances, profits, and losses are **not real** and cannot be withdrawn or redeemed.
4.2 **Required statement on hypothetical results:** HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN.
4.3 Backtests and paper trades may not reflect real-world fees, commissions, spreads, slippage, taxes, partial fills, order rejections, market impact, trading halts, borrowing costs, liquidations, or the emotional pressure of trading real money. Results may be affected by data errors, look-ahead bias, survivorship bias, and over-fitting.
4.4 **PAST PERFORMANCE, WHETHER ACTUAL, BACKTESTED, OR SIMULATED, DOES NOT GUARANTEE OR PREDICT FUTURE RESULTS.**

## 5. No guarantees
G4 makes **no guarantee, promise, or representation** that: you will make money or avoid losses; any signal, scanner, strategy, or AI output is accurate, complete, timely, or profitable; the Service will be available, uninterrupted, or error-free; or market data is correct or real-time. Market data may be delayed, inaccurate, or supplied by third parties we do not control.

## 6. Risks you acknowledge
You understand that trading and investing involve **substantial risk, including the possible loss of all money invested, and for leveraged or derivative products, losses greater than your initial investment.** Specific risks include:
- **Market risk:** prices can move quickly and unpredictably.
- **Leverage, options, futures, and derivatives risk:** these are complex and can cause rapid, large losses.
- **Cryptocurrency and digital asset risk:** extreme volatility, fraud, hacks, exchange failures, regulatory changes, and total loss.
- **Penny stocks, meme assets, IPOs, and thinly traded assets:** low liquidity, manipulation ("pump and dump"), wide spreads, and sudden collapse.
- **AI and model risk:** AI and machine-learning outputs, including large-language-model responses from Butler, can be confidently wrong ("hallucinate"), biased, out of date, or misunderstand your question.
- **Technology risk:** outages, bugs, latency, data feed errors, device or watch sync failures, connectivity loss, and cyberattacks.
- **Third-party risk:** if you later connect third-party services (such as brokers, exchanges, TradingView, or 3Commas), they are not controlled by G4 and have their own terms and risks.
- **Behavioral risk:** alerts and notifications (including on smartwatches) can encourage impulsive decisions or overtrading.

## 7. Assumption of risk and sole responsibility
**YOU KNOWINGLY AND VOLUNTARILY ASSUME ALL RISKS** arising from your use of the Service and any decision you make, whether or not described above. **YOU ARE SOLELY RESPONSIBLE** for: (a) all investment, trading, and financial decisions you make, in any account, whether or not influenced by Content; (b) independently verifying any information before acting; (c) determining whether any strategy or asset is suitable for you; (d) your compliance with laws and tax obligations; and (e) the security of your devices and credentials. If you choose to act on Content in a real account anywhere, **you do so entirely at your own risk.**

## 8. Release of liability ("not responsible" waiver)
8.1 **To the maximum extent permitted by law, you hereby release, waive, and forever discharge** G4, Sam Murphy, and any successor entity, and their respective owners, members, managers, officers, employees, contractors, agents, licensors, and affiliates (the **"G4 Parties"**) from **any and all claims, demands, losses, damages, liabilities, and causes of action, known or unknown,** arising out of or relating to: (a) any trading, investment, or financial loss or missed opportunity; (b) your reliance on any Content, signal, alert, AI output, backtest, or simulated result; (c) errors, delays, or inaccuracies in data or Content; (d) Service interruptions or failures; and (e) acts or omissions of third-party services, data providers, brokers, or exchanges.
8.2 **Unknown claims.** You understand you may later discover facts different from what you now believe, and you intend this release to apply anyway. **If you are a California resident, you waive California Civil Code § 1542**, which says: *"A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party."* You waive any similar law in any other jurisdiction.
8.3 **What this release does not cover.** This release does not apply to claims that cannot be waived under applicable law, including (where the law so provides) claims arising from a G4 Party's **fraud, gross negligence, or willful misconduct**, or rights you have under laws that cannot be waived by contract.

## 9. Indemnity
To the maximum extent permitted by law, you will **defend, indemnify, and hold harmless** the G4 Parties from and against any third-party claims, and all related losses, damages, liabilities, settlements, fines, costs, and expenses (including reasonable attorneys' fees), arising out of or relating to: (a) your use or misuse of the Service; (b) your trading or investment activity; (c) your violation of this Agreement, the Terms of Service, or any law or third-party right; (d) any Content you share, repost, or redistribute, including sharing G4 outputs with others as advice; and (e) your negligence or willful misconduct. G4 may control the defense of any claim at your expense, and you will cooperate. You may not settle any claim affecting a G4 Party without our written consent.

## 10. Limitation of liability
10.1 **TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE G4 PARTIES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY TRADING LOSSES, INVESTMENT LOSSES, LOST PROFITS, LOST OPPORTUNITIES, LOST DATA, OR BUSINESS INTERRUPTION,** however caused and under any theory of liability (contract, tort including negligence, strict liability, statute, or otherwise), even if advised of the possibility.
10.2 **TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE G4 PARTIES' TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE OR THIS AGREEMENT WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU ACTUALLY PAID TO G4 FOR THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY US DOLLARS (US $50).**
10.3 These limits are an essential part of the bargain; G4 could not offer the Service, especially a free tier, without them. Some jurisdictions do not allow certain exclusions or limits, so some of them may not apply to you; in that case, our liability is limited to the smallest amount permitted by law.

## 11. Dispute resolution
Disputes are resolved by **individual binding arbitration with a class-action waiver**, as described in the Terms of Service, which are incorporated here by reference.

## 12. General
If any part of this Agreement is found unenforceable, it will be enforced to the maximum extent permitted, and the rest remains in full effect. This Agreement survives termination of your account. We may update it; material changes will require your renewed acceptance. Your electronic acceptance has the same legal effect as a handwritten signature under the federal E-SIGN Act and applicable state law.

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## ACKNOWLEDGMENT AND ACCEPTANCE

*(Clickwrap: each statement is displayed with an unchecked checkbox, followed by an "I Agree" button. Paper version: initial each line and sign.)*

| Initials | Statement |
|---|---|
| ____ | I am at least 18 years old and legally able to enter into this Agreement. |
| ____ | I understand G4 is **not financial advice** and G4 is **not a broker, investment adviser, or registered investment adviser.** |
| ____ | I understand paper-trading, backtested, and simulated results are **not real** and **past performance does not predict future results.** |
| ____ | I understand there are **no guarantees** and that trading can result in the loss of all my money or more. |
| ____ | I am **solely responsible** for my financial decisions and I **assume all risks.** |
| ____ | I **release** the G4 Parties, agree to **indemnify** them, and accept the **limitation of liability** described above. |
| ____ | I agree to **individual arbitration and waive class actions** as described in the Terms of Service. |

**By clicking "I Agree" or signing below, I confirm I have read, understand, and agree to this Agreement.**

Name: ______________________________

Signature: ______________________________

Date: ____________   Email / Account ID: ______________________________

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*DRAFT — Waiver v1 (2026-10-17) — free alpha only — not yet reviewed by a licensed attorney. Not legal advice.*